How much does OnlyFans charge creators? 20%. Your CRM? Check the slider.

How much OnlyFans charges creators, what its 20% fee covers, the other costs before take-home, and how to price with all of them.

OnlyFans keeps 20% of each payment before VAT, per its terms at the time of writing; check the current figure in its Help Center. The creator keeps the other 80%, and the same split applies to subscriptions, PPV messages, tips and paid posts. But 20% isn't the only cost between what a fan pays and what you take home. Here is the full stack, and how to price with it in mind.

What the platform fee covers

The fee is taken automatically from every earning. OnlyFans' Terms describe the fee as covering the cost of providing and running the platform. You don't invoice anything or pay it separately. Your Statements page shows what you earned after the fee.

Two practical consequences:

Prices you set are gross. A fan paying a given price produces 80% of it for you.
Earnings aren't available at once. OnlyFans holds new earnings for a period before you can withdraw them. Check your Statements page for the current hold.

The rest of the cost stack

Work through these in order to get from fan price to take-home:

Platform fee: 20%.
Payout costs: your bank or payout method may charge for incoming transfers or currency conversion.
Refunds and chargebacks: a reversed fan payment comes off your earnings, even after the sale.
Production: equipment, props, location, promotion.
Tools: editing apps, storage, scheduling and any software subscription.
Paid help: an editor, a chatter or an agency's share, if you use one.
Tax: set aside a share of profit. This is not tax advice. Check the current rules with your country's tax authority or an accountant.

Write each as a monthly figure or a percentage of revenue. If you work alone, lines 5 and 6 may be close to zero. Keep them that way until a hire or a tool pays for itself.

Tool costs that scale with earnings

Watch for any cost that grows as revenue grows, because it eats the upside. Some agency software is priced per creator profile per month, and the price can rise with the creator's earnings. Infloww's pricing page, for example, says "Monthly pricing per creator profile" and lists brackets that rise with "Creator's monthly earnings", "Starting at just $40" (infloww.com, captured 2026-10-11).

When you compare tools, put the price at your current earnings and at double your earnings side by side. Under $500, Inflowwww costs $0. Over $75,000, still $0. You still pay for the server it runs on. Every Infloww cell on our comparison page says where we read it and when.

Price with the fees in mind

Work backwards from take-home. If you want a set amount per custom item, divide by 0.8 for the platform fee, then add your other per-item costs.
Don't underprice to win fans. A low price still pays the fee and every other line. Thin margins disappear fast.
Bundle where it helps. A bundle of PPV items carries one decision for the fan and one transaction for you.
Review quarterly. As your costs change, revisit your price ladder.

Track net, not gross

The number that matters is revenue after every fee, per month (per creator, if you manage several). Start with OnlyFans' own Statements page. If you run Inflowwww, gross earnings per creator are at /analytics/creator-reports, and PPV, tips and messages are at /analytics/message-dashboard. Subtract your other costs in a spreadsheet each month. Payout timing still comes from OnlyFans directly.

Quick checklist

[ ] Fan price to creator share: multiply by 0.8
[ ] Payout and conversion fees noted
[ ] Refunds and chargebacks checked on the Statements page
[ ] Tool and paid-help costs, if any, as a share of revenue
[ ] Any tool that scales with earnings, priced at double today's revenue
[ ] Tax set-aside moved on every payout

The pitch. Inflowwww adds no per-creator line to your fee stack; the server it runs on is the cost. It is built for agency teams, and a solo creator can run it too. Deploy it yourself.